Legal
Form CRS — Relationship Summary
A short summary of how we work with clients, what we charge, and where conflicts can arise.
What investment services do you provide?
We offer financial planning and ongoing investment advisory services to individuals and families, including retirement income planning, portfolio management, tax-aware planning, estate coordination, and insurance review.
What fees will I pay?
Fees are disclosed in writing before any engagement begins and may be charged as a percentage of assets under management or as a flat planning fee. You will always know what you are paying and why.
How do you make money, and what conflicts exist?
When we are paid a percentage of assets we manage, we have an incentive to encourage you to increase the assets in your account. We disclose conflicts and act in your best interest.
Questions worth asking us
- Given my situation, why is this service and fee structure right for me?
- What are your qualifications, and what do they mean?
- Do you or your firm have any disciplinary history?
- Who can I talk to if I have concerns about how I am being treated?
Draft wording shown for layout. The official Form CRS filed with regulators must replace this page before launch. To request a copy today, call (704) 664-6772.